Self-StorageSelf-Storage

SELF-STORAGE BUSINESS OWNERS

We offer a custom commercial insurance program for Self-Storage owners and operators.

Advantages:

  • Low minimum premiums
  • Competitive rates including discounts for association membership, protective devices and multiple locations
  • Quick turnaround for quotes, coverage binders and policy issuance
  • Wind Capacity
  • Pricing Flexibility
  • Small & Large Accounts
  • "One Stop Shopping"
RATING Admitted, A.M. Best "A+"
TERRITORY National
COVERAGE Self-Storage Business Owners Coverage Form
SPECIAL CAUSE OF LOSS- Subject to exclusions & limitations
PROPERTY FEATURES
  • Blanket Building & Personal Property
  • Replacement cost
  • Business Income & Extra Expense- 12 months actual loss sustained
  • Accounts Receivable- $25,000*
  • Business Computer Coverage - $25,000*
  • Debris Removal- $50,000*
  • Money & Securities- $10,000* on premises/ $2,000 off premises
  • Ordinance or Law Coverage- $100,000
  • Outdoor Signs- $10,000*
  • Pollution Clean-up- $25,000*
  • Trees, Shrubs and Plants- $500 per tree, shrub or plant
  • Valuable Papers & Records- $25,000*

    • * These limits may be increased for additional premium
    COURSE OF CONSTRUCTION BOP extension for additions and buildings under construction, including alterations and repairs to the building or structure. 
    Course of Construction includes materials, equipment, supplies and temporary structures from time of delivery to completion & occupancy.
    DEDUCTIBLES Options of $500, $1,000, $2,500, $5,000, $10,000 or higher available
    CUSTOMER’S GOODS LEGAL LIABILITY $25,000, with limits up to $2,000,000 available
    SALE & DISPOSAL LIABILITY $10,000, with limits up to $2,000,000 available
    HAZARDOUS CONTENTS REMOVAL $25,000, $50,000 or $50,000-$200,000 available
    BUSINESS LIABILITY $300,000 included with $500,000, $1,000,000 or $2,000,000 available
    MEDICAL EXPENSE $5,000 with higher limits available
    AVAILABLE UPON
    REQUEST
  • Resident Managers Liability
  • Employee Dishonesty
  • Employee Benefit Liability
  • Equipment Breakdown
  • Directors & Officers Liability
  • Environmental
  • Employment Practices Liability
  • Miscellaneous Professional Liabiltiy
    • UMBRELLA/EXCESS LIABILITY
    REQUEST    		 $1,000,000 to $5,000,000 for true umbrella or follow-form excess liability coverage.
    WORKERS’ COMPENSATION Nationwide
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    DIRECTIONS FOR SUBMISSION

    DIRECTIONS FOR SUBMISSION Email:   selfstorage@brittpaulk.com
    Fax:     770-836-8563
    © 2007-2008 Britt/Paulk Insurance Agency, Inc.